Welcome! You don't need a Paypal account to use a cc; you can just use your cc.
The Q, our fearless leader, will likely be along shortly to explain the details.
Feel free to ask questions- the only dumb questions are the ones that don't get asked.
Yance and Autosurgeon are local to you; they are great resources, and all around decent folk; there are often get togethers in the K-zoo & Battle Creek areas, and occasionally some straight up 131 to Grand Rapids.
The seminars are excellent; they cover a lot of good information, and there's usually a luncheon or dinner with it.
Have you discovered On Target guns on West Main? Firearm Nirvana, and good people to boot. Up the road 10 miles from there is Schanz Hardware (Ammo & muffler shop). Great reloading selection, lots of long guns, not much for handguns, though.
Again, welcome aboard!